Current Account
- The customer can open a Current Account with a minimum balance of Rs . 1500/-
- We offer a cheque book for account operations.
- We offer a nomination facility for all deposit accounts.
- The customer can open a joint account, and that account can operate as per instruction, like Any one, Jointly, Any two jointly, etc.
- We offer Monthly, Half, yearly, Yearly and periodical statements to our Customers for their reconciliation purposes or any other purpose.
- We are members of the Deposit Insurance and Credit Guarantee Scheme, in which customers' deposits are insured up to Rs. 1 Lakh.
Current Account
Open AND Maintain Accounts with LALA Bank, We are committed for comfortable, trustworthy services
Rules & Regulations for Current Account
- Customer can open a Current A/c with a minimum of Rs.1500/-.
- The Bank can freeze the account if the account holder does not keep a sufficient balance to clear an inward cheque or ECS as per RBI guidelines.
- The customer must have to preserve his/her cheque book . The Bank is not responsible for any misuse of the cheque book.
- Cheque book charges will be deduct from the account at the time of issue of cheque book. Other Charges that will be applicable will also be deducted from the account.
- The Customer has to give all the valid proof before opening an account as per the RBI Guidelines.
- Stop payment of particular cheque/s facility is available but the customer has to keep a sufficient balance to match the cheque amount then only the cheque will return with the reason of stop payment and stop payment charges will be deducted from the account.
- The Bank, having all rights of appropriation, set off, lien, and change the rules and regulations.
Current Account features
- Account statements / Passbooks issued and updated immediately
- Cheque books are issued immediately.
- Quick money transfer through RTGS/NEFT
- Outstation Bankers' Cheque facility
- SMS alerts
- Any branch of banking
- Minimum service charges.
- POS, POS machine, Payment
- Launching soon, Mobile banking.
- Launching soon Tax Payment facility
- RuPay Debit Card Facility.
- Payable “AT Par“ cheque facility available.
- Minimum Balance 1500/-