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Current Account

  • The customer can open a Current Account with a minimum balance of Rs . 1500/-
  • We offer a cheque book for account operations.
  • We offer a nomination facility for all deposit accounts.
  • The customer can open a joint account, and that account can operate as per instruction, like Any one, Jointly, Any two jointly, etc.
  • We offer Monthly, Half, yearly, Yearly and periodical statements to our Customers for their reconciliation purposes or any other purpose.
  • We are members of the Deposit Insurance and Credit Guarantee Scheme, in which customers' deposits are insured up to Rs. 1 Lakh.

 

Current Account

Open AND Maintain Accounts with LALA Bank, We are committed for comfortable, trustworthy services

 

Rules & Regulations for Current Account

  • Customer can open a Current A/c with a minimum of Rs.1500/-.
  • The Bank can freeze the account if the account holder does not keep a sufficient balance to clear an inward cheque or ECS as per RBI guidelines.
  • The customer must have to preserve his/her cheque book . The Bank is not responsible for any misuse of the cheque book.
  • Cheque book charges will be deduct from the account at the time of issue of cheque book. Other Charges that will be applicable will also be deducted from the account.
  • The Customer has to give all the valid proof before opening an account as per the RBI Guidelines.
  • Stop payment of particular cheque/s facility is available but the customer has to keep a sufficient balance to match the cheque amount then only the cheque will return with the reason of stop payment and stop payment charges will be deducted from the account.
  • The Bank, having all rights of appropriation, set off, lien, and change the rules and regulations.

 

Current Account features

  • Account statements / Passbooks issued and updated immediately
  • Cheque books are issued immediately.
  • Quick money transfer through RTGS/NEFT
  • Outstation Bankers' Cheque facility
  • SMS alerts
  • Any branch of banking
  • Minimum service charges.
  • POS, POS machine, Payment
  • Launching soon, Mobile banking.
  • Launching soon Tax Payment facility
  • RuPay Debit Card Facility.
  • Payable “AT Par“ cheque facility available.
  • Minimum Balance 1500/-