Interest Rate of Loan
बँकेच्या संचालक मंडळसभेत मंजूर रेटिंग सिस्टीम नुसार :
SR.NO |
TYPE OF LOAN |
RANGE |
RATE OF INTREST |
|
---|---|---|---|---|
1 |
Cash Credit |
Less than 25 Lakh |
10.00%* |
|
2 |
Cash Credit |
Above 25 Lakh |
10.25%* |
|
3 |
Gold Loan |
|
8.90%* |
|
4 |
Personal Loan |
|
14.00%* |
|
5 |
N.S.C |
|
12.00%* |
|
6 |
Daily Deposit Loan |
|
12.00%* |
|
7 |
Vehicle Loan |
Less than Rs.10 Lakh |
10.00%* |
|
8 |
Vehicle Loan |
Above than Rs.10 Lakh |
11.00%* |
|
9 |
Vehicle Loan Commercial |
– |
12.00%* |
|
10 |
Old Vehicle Loan |
Less than 3 Years Old |
13.00%* |
|
11 |
Agricultural Loan |
Above Rs.1 Lakh |
13.00%* |
|
12 |
Home Loan RERA Completion |
Rs.1 lakh up to 140.00 Lakh |
9.00%* |
|
13 |
Home Loan Non TP |
– |
12.00%* |
|
14 |
Business Development Scheme Loan |
– |
11.00%* |
|
15 |
Real Estate |
Bulider Loan, Real Estate |
12.00%* |
|
16 |
Hypothecation Loan |
|
10.50%* |
|
17 |
Sesonable Cash credit |
|
14.00%* |
|
18 |
Gov.Employee personal Loan |
Less than 3 Lakh |
12.00%* |
|
19 |
Educational Loan |
– |
10.00%* |
|
20 |
Mortgage Loan |
– |
14.00%* |
|
21 |
Lala Adhar scheme servant | Upto 3 Lakh | 12.00%* | |
22 | Mahila sanman Loan | Upto 25.00 lakh | 10.00%* | |
23 | Solar Energy (PSL) Loan | 12.00%* | ||
24 | Annasaheb Patil Udyam Loan | 12.00%* | ||
25 | Anna Utkarsh Loan | 14.00%* | ||
26 | Loan Against FDR | 1% Extra Dep Int. Rate | ||
27 | Overdue on Cash Credit | 2% Extra Regular Int.Rate |